When a sudden leak appears in your ceiling after a torrential Singaporean downpour, the first thought is usually, "How much will this cost?" The second, more hopeful thought is, "Will my insurance cover this?" As we navigate 2026, the intersection of sustainable roofing technology and home insurance policies has become more complex. Whether you own a landed property in Serangoon or a top-floor HDB in Punggol, understanding the fine print of your policy can be the difference between a fully funded high-tech restoration and a massive